The 10 Best Coastal Towns to Live in VICTORIA: Reviewed and Ranked in 2024

Selecting the ideal coastal town to live in Victoria is a challenging decision. Choosing the wrong location could lead to difficulties such as long commutes, limited amenities, or a sense of isolation from community life. Through in-depth research and assessment of factors such as natural beauty, lifestyle amenities, and community spirit, I’ve identified the Top 10 Coastal Towns in Victoria. Among them is Port Fairy and Portland, which achieved an impressive result, to guide you in making an informed decision.

10. Portland – Total Score: 68/100

Portland Bay, image by Mattinbgn

Portland offers a blend of history and natural beauty, but its remoteness and limited job opportunities may be a drawback for some.

Scoring Criteria:

  • Natural Beauty: 8/10
  • Community Spirit: 7/10
  • Healthcare Services: 6/10
  • Education Facilities: 5/10
  • Public Transport: 4/10
  • Local Economy: 6/10
  • Outdoor Activities: 9/10
  • Safety: 7/10
  • Housing Affordability: 8/10
  • Climate: 8/10

Portland, a town with a rich maritime history, offers stunning coastal views and an abundance of outdoor activities. The town is home to several beautiful parks, such as the Cape Nelson State Park, providing residents with ample opportunities for hiking, bird watching, and enjoying the rugged coastline. Additionally, Portland is known for its thriving fishing industry, contributing to the local economy and providing fresh seafood options for locals. The town’s sense of community is strong, with numerous local events and festivals celebrating its heritage, such as the Upwelling Festival. Housing in Portland remains relatively affordable, making it an attractive option for those looking to enjoy coastal living without breaking the bank.

However, Portland’s remote location can pose challenges, especially for those seeking diverse employment opportunities. The town’s healthcare services, while adequate, are not as comprehensive as those in larger cities, leading some residents to travel for specialized care. Public transport options are limited, making it difficult for those without a car to navigate the area easily. Additionally, the town’s education facilities may not meet the expectations of families seeking top-tier schools for their children.

In summary, Portland is well-suited for retirees, outdoor enthusiasts, and those looking for a quieter lifestyle close to nature. However, young families or professionals might find the town’s limitations challenging.

9. Wonthaggi – Total Score: 70/100

Wonthaggi Main Street, image by Daly Sporter

Wonthaggi provides a balance of small-town charm and access to essential services, though its appeal may be less for those seeking vibrant coastal scenery.

Scoring Criteria:

  • Natural Beauty: 7/10
  • Community Spirit: 8/10
  • Healthcare Services: 7/10
  • Education Facilities: 6/10
  • Public Transport: 6/10
  • Local Economy: 7/10
  • Outdoor Activities: 7/10
  • Safety: 8/10
  • Housing Affordability: 7/10
  • Climate: 7/10

Wonthaggi, located within close proximity to some of Victoria’s best beaches, offers a mix of modern amenities and a relaxed lifestyle. The town has seen significant growth in recent years, with new residential developments and improved infrastructure. Wonthaggi boasts a strong community spirit, with local groups and organisations actively engaging residents through events and activities. The town’s healthcare services have also improved, with the Wonthaggi Hospital expanding its facilities and services to meet the growing population’s needs. Additionally, Wonthaggi’s location makes it easy for residents to enjoy outdoor activities, including surfing at nearby Cape Paterson or exploring the scenic Bunurong Coastal Drive.

On the downside, Wonthaggi’s natural beauty is somewhat overshadowed by its industrial past, and the town itself lacks the picturesque coastal charm found in some of the other towns on this list. Public transport options, while available, are not as frequent or extensive as those in metropolitan areas, which could be inconvenient for commuters. The local economy, while stable, is still growing, and the town may not offer as many job opportunities for professionals as other regions.

Wonthaggi is an excellent choice for those seeking a balance between small-town living and access to essential services. It’s particularly well-suited for families and retirees looking for a supportive community and a slower pace of life.

8. Ocean Grove – Total Score: 75/100

Ocean Grove is a vibrant town with beautiful beaches and a strong community vibe, though rising housing costs and increasing population may detract from its appeal.

Scoring Criteria:

  • Natural Beauty: 9/10
  • Community Spirit: 8/10
  • Healthcare Services: 8/10
  • Education Facilities: 8/10
  • Public Transport: 6/10
  • Local Economy: 7/10
  • Outdoor Activities: 9/10
  • Safety: 7/10
  • Housing Affordability: 5/10
  • Climate: 8/10

Ocean Grove, nestled along the Bellarine Peninsula, is known for its stunning beaches and family-friendly environment. The town’s main beach is a popular spot for surfing, swimming, and sunbathing, drawing both locals and tourists alike. Ocean Grove has a vibrant community, with various local events such as the Ocean Grove Surf Lifesaving Club’s activities, fostering a strong sense of belonging among residents. The town also boasts excellent healthcare services, with several clinics and the nearby Barwon Health in Geelong providing comprehensive care. Education is another strong point, with a variety of primary and secondary schools, as well as easy access to tertiary education in nearby Geelong.

However, in Ocean Grove the rapid population growth in recent years has led to increased housing prices, making it less affordable for some buyers. Public transport, while available, may not be sufficient for those who need to commute daily to larger cities. The increasing population has also put some strain on local resources in Ocean Grove, leading to longer wait times for services and congestion in popular areas.

Ocean Grove is ideal for families and professionals who want to enjoy a coastal lifestyle with good amenities and community support. However, those concerned with rising costs and overdevelopment might want to consider other options.

7. Inverloch – Total Score: 76/100

Eagles Nest, Inverloch, image by Matt Sullivan

Inverloch offers a peaceful retreat with beautiful beaches and a laid-back lifestyle, though its smaller size means fewer amenities and job opportunities.

Scoring Criteria:

  • Natural Beauty: 9/10
  • Community Spirit: 9/10
  • Healthcare Services: 7/10
  • Education Facilities: 6/10
  • Public Transport: 6/10
  • Local Economy: 6/10
  • Outdoor Activities: 9/10
  • Safety: 9/10
  • Housing Affordability: 7/10
  • Climate: 8/10

Inverloch, a picturesque town along the South Gippsland coast, is renowned for its stunning beaches and relaxed atmosphere. The town’s main beach is perfect for swimming and surfing, while the nearby Anderson Inlet offers calm waters ideal for families with young children. Inverloch has a close-knit community, with regular events like the Inverloch Farmers Market and various sports clubs bringing residents together. The town is also home to several parks and nature reserves, such as the Inverloch Coastal Reserve, providing ample opportunities for outdoor activities.

Despite its many charms, Inverloch’s smaller size means it lacks some of the amenities found in larger towns. The local healthcare services are adequate but may require residents to travel to nearby Wonthaggi or further for more comprehensive care. The town’s education facilities, while sufficient for younger children, may not meet the needs of families with older children seeking a broader range of schooling options. Public transport options are also limited, making car ownership essential for most residents.

Inverloch is perfect for retirees and small families looking for a peaceful, beachside lifestyle with a strong sense of community. However, those requiring more amenities or frequent travel may find the town’s limitations challenging.

6. Torquay – Total Score: 78/100

Torquay beach surfers, image by Arnaud Mesureur

Torquay is a bustling surf town with excellent amenities and a vibrant community, though its popularity has led to higher living costs and occasional overcrowding.

Scoring Criteria:

  • Natural Beauty: 9/10
  • Community Spirit: 8/10
  • Healthcare Services: 8/10
  • Education Facilities: 7/10
  • Public Transport: 7/10
  • Local Economy: 8/10
  • Outdoor Activities: 9/10
  • Safety: 8/10
  • Housing Affordability: 6/10
  • Climate: 8/10

Torquay, the gateway to the Great Ocean Road, is famous for its surf culture, beautiful beaches, and lively atmosphere. The town is home to some of Australia’s most iconic surf spots, including Bells Beach, attracting surfers from around the world. Torquay offers a wide range of amenities, including shopping centres, restaurants, and healthcare facilities, making it a convenient place to live. The town’s community spirit is strong, with numerous local events, such as the Torquay Nightjar Festival, fostering a sense of belonging among residents. Outdoor activities abound, with opportunities for surfing, hiking, and exploring the scenic coastal trails.

However, Torquay’s popularity has led to higher housing prices, making it one of the more expensive towns on this list. The town can also become quite crowded, particularly during the peak holiday season, which may detract from its appeal for those seeking peace and quiet. Public transport is available, but it may not be sufficient for those who need to commute regularly to Melbourne or Geelong.

Torquay is an excellent choice for young professionals, surfers, and those who thrive in a vibrant, active community. However, those looking for more affordable living or a quieter environment might want to explore other options.

5. Apollo Bay – Total Score: 79/100

Apollo Bay, Australian Surf Coast, image by Grace Tarbuck

Apollo Bay is a picturesque town with a strong sense of community and access to stunning natural landscapes, though its remoteness may be a drawback for some.

Scoring Criteria:

  • Natural Beauty: 10/10
  • Community Spirit: 9/10
  • Healthcare Services: 7/10
  • Education Facilities: 6/10
  • Public Transport: 5/10
  • Local Economy: 8/10
  • Outdoor Activities: 9/10
  • Safety: 8/10
  • Housing Affordability: 9/10
  • Climate: 8/10

Apollo Bay, located along the scenic Great Ocean Road, is renowned for its breathtaking coastal views and lush green hinterlands. The town offers a variety of outdoor activities, from beach combing on the pristine shores to hiking through the nearby Otway Ranges. Apollo Bay has a strong sense of community, with locals coming together for events like the Apollo Bay Seafood Festival and the Apollo Bay Music Festival. Housing in the town is relatively affordable compared to other coastal towns, making it an attractive option for those seeking a more peaceful lifestyle.

Despite its many positives, Apollo Bay’s remote location can be a challenge, particularly for those who need to commute to larger cities for work or services. The town’s healthcare facilities, while adequate, are not as comprehensive as those found in larger towns, requiring residents to travel for specialised care. The local economy is heavily reliant on tourism, which can be seasonal and may not offer as many job opportunities for professionals. Public transport options are limited, making car ownership a necessity for most residents.

Apollo Bay is ideal for those who appreciate natural beauty, outdoor activities, and a close-knit community. It’s particularly well-suited for retirees and remote workers who don’t need to commute regularly to larger cities.

4. Anglesea – Total Score: 81/100

Aerial panorama of Anglesea, image by Bob Tan

Anglesea offers a blend of natural beauty and a laid-back lifestyle, though its popularity among tourists can lead to seasonal overcrowding.

Scoring Criteria:

  • Natural Beauty: 10/10
  • Community Spirit: 8/10
  • Healthcare Services: 7/10
  • Education Facilities: 7/10
  • Public Transport: 6/10
  • Local Economy: 8/10
  • Outdoor Activities: 9/10
  • Safety: 9/10
  • Housing Affordability: 9/10
  • Climate: 8/10

Anglesea, another gem along the Great Ocean Road, is known for its stunning beaches, coastal walks, and friendly community. The town is a haven for outdoor enthusiasts, offering activities such as surfing, golfing, and hiking in the nearby Anglesea Heath. Anglesea has a strong community spirit, with local events like the Anglesea Riverbank Market and various environmental initiatives bringing residents together. The town’s healthcare services are adequate, with a local medical centre and nearby hospitals in Geelong providing comprehensive care. Housing in Anglesea remains relatively affordable, making it an attractive option for those looking to live near the coast.

However, Anglesea’s popularity as a tourist destination means that the town can become quite crowded during peak holiday seasons, which may detract from the quiet, relaxed atmosphere that residents seek. Public transport options are available but may not be sufficient for those who need to commute regularly. The local economy, while stable, is heavily reliant on tourism, which can be seasonal and may not offer as many job opportunities for professionals.

Anglesea is well-suited for retirees, young families, and those who enjoy a laid-back lifestyle close to nature. However, those who prefer a quieter environment year-round or need frequent access to larger cities might find the town’s seasonal fluctuations challenging.

3. Lorne – Total Score: 82/100

Lorne Pier, image by Stephen Bain

Lorne is a beautiful coastal town with a strong artistic community and excellent outdoor activities, though its higher cost of living may be a drawback for some.

Scoring Criteria:

  • Natural Beauty: 10/10
  • Community Spirit: 9/10
  • Healthcare Services: 7/10
  • Education Facilities: 7/10
  • Public Transport: 7/10
  • Local Economy: 8/10
  • Outdoor Activities: 10/10
  • Safety: 8/10
  • Housing Affordability: 7/10
  • Climate: 9/10

Lorne, nestled along the Great Ocean Road, is famed for its stunning beaches, lush forests, and vibrant arts scene. The town attracts artists and creatives, drawn by its inspiring landscapes and the supportive local community. Lorne offers a variety of outdoor activities, from exploring the nearby Great Otway National Park to enjoying the beautiful Lorne Beach. The town’s community spirit is strong, with local events like the Lorne Sculpture Biennale and the Falls Festival bringing together residents and visitors alike. Lorne’s healthcare services are adequate, with a local medical centre and nearby hospitals providing necessary care.

However, Lorne’s popularity and beautiful location have driven up housing prices, making it one of the more expensive towns on this list. The town can also become quite crowded during peak tourist seasons, which may detract from the peaceful atmosphere that residents seek. Public transport options are available but may not be sufficient for those who need to commute regularly. The local economy, while stable, is heavily reliant on tourism, which can be seasonal and may not offer as many job opportunities for professionals.

Lorne is ideal for artists, retirees, and those who appreciate natural beauty and a vibrant community. However, those concerned with cost and seasonal fluctuations might want to consider other options.

2. Barwon Heads – Total Score: 84/100

Barwon Heads Bridge, image by Stephen Bain

Barwon Heads offers a perfect blend of coastal beauty, strong community ties, and excellent amenities, though its popularity has led to higher living costs.

Scoring Criteria:

  • Natural Beauty: 10/10
  • Community Spirit: 9/10
  • Healthcare Services: 8/10
  • Education Facilities: 8/10
  • Public Transport: 7/10
  • Local Economy: 8/10
  • Outdoor Activities: 10/10
  • Safety: 9/10
  • Housing Affordability: 6/10
  • Climate: 9/10

Barwon Heads, located along the Bellarine Peninsula, is known for its stunning beaches, friendly community, and excellent amenities. The town offers a range of outdoor activities, including surfing, fishing, and golf, with the famous Barwon Heads Golf Club being a highlight. Barwon Heads has a strong sense of community, with local events like the Barwon Heads Festival of the Sea fostering connections among residents. The town also boasts excellent healthcare services, with nearby Geelong providing access to comprehensive care. Education is another strong point, with a variety of primary and secondary schools in the area.

However, Barwon Heads’ popularity has led to higher housing prices, making it one of the more expensive towns on this list. The town can also become quite crowded, particularly during the summer months, which may detract from its appeal for those seeking peace and quiet. Public transport is available but may not be sufficient for those who need to commute regularly to Melbourne or Geelong.

Barwon Heads is ideal for families, retirees, and professionals who want to enjoy a coastal lifestyle with access to excellent amenities and a strong community. However, those concerned with rising costs and seasonal fluctuations might want to explore other options.

1. Port Fairy – Total Score: 85/100

Moyne River in Port Fairy, image by Matthew Summerton

Port Fairy offers a unique blend of historical charm, natural beauty, and a strong sense of community, making it the top coastal town in Victoria.

Scoring Criteria:

  • Natural Beauty: 10/10
  • Community Spirit: 10/10
  • Healthcare Services: 8/10
  • Education Facilities: 7/10
  • Public Transport: 6/10
  • Local Economy: 9/10
  • Outdoor Activities: 9/10
  • Safety: 9/10
  • Housing Affordability: 8/10
  • Climate: 9/10

Port Fairy, located along the southwest coast, is a charming town known for its well-preserved 19th-century architecture, vibrant arts scene, and stunning coastal scenery. The town offers a variety of outdoor activities, from exploring the nearby Griffiths Island to enjoying the picturesque beaches. Port Fairy has a strong community spirit, with local events like the Port Fairy Folk Festival and various art exhibitions bringing residents together. The town’s healthcare services are adequate, with a local hospital and nearby facilities in Warrnambool providing necessary care.

Port Fairy’s historical charm and beautiful location have made it a popular choice, leading to moderate housing prices. The town can become quite crowded during peak tourist seasons, but it generally maintains a peaceful atmosphere. Public transport options are available but may not be sufficient for those who need to commute regularly. The local economy is diverse, with a strong emphasis on tourism, arts, and local industries, providing a stable environment for residents.

Port Fairy is ideal for retirees, families, and those who appreciate historical charm, natural beauty, and a strong sense of community. It’s the top choice for those looking to enjoy a balanced, peaceful coastal lifestyle in Victoria.

How I Scored Each Town

Natural Beauty

Natural Beauty refers to the visual appeal of the town’s surroundings, including beaches, landscapes, and general aesthetics.

  • A town that scores a 1 on this criterion might be heavily industrialised with little to no natural charm or appealing landscapes. For example, Corio, located on the outskirts of Geelong, has a coastline but is more industrial, which diminishes its natural beauty. 
  • A town that scores a 10 is one where pristine beaches, lush greenery, and stunning coastal views are abundant. For example, the town of Wilsons Promontory scores a 10, with its breathtaking national park, rugged coastlines, and untouched beaches.

Community Spirit

Community Spirit reflects how connected and supportive the residents of the town are, including the frequency and vibrancy of local events, community groups, and general neighbourly interactions.

  • A town that scores a 1, like Winchelsea South, which is small and isolated with a limited sense of community interaction, might score poorly here. 
  • A town scoring a 10, for example, Venus Bay, is known for its vibrant local community and frequent social events, earning it a top score in this criterion.

Healthcare Services

Healthcare Services assess the availability and quality of medical facilities, including hospitals, clinics, and specialist services.

  • A town that scores a 1, would require residents to travel long distances for basic medical care. For instance, Aireys Inlet has very limited healthcare services, leading to a low score. 
  • A town that scores a 10, would have a well-established hospital, multiple clinics, and access to specialist services. A town like Frankston, has a major hospital and numerous healthcare facilities, thus scoring a perfect 10.

Education Facilities

Education Facilities evaluate the quality and availability of schools, from primary to secondary levels, as well as proximity to tertiary education.

  • A town that scores a 1, like Skene’s Creek, which has no schools of its own, would score poorly in this regard. 
  • A town scoring a 10, for example, Mornington Peninsula, which has a wide array of educational institutions including several high-performing schools, would score highly.

Public Transport

Public Transport assesses the availability, frequency, and reliability of buses, trains, and other forms of public transportation.

  • A town that scores a 1, like Balnarring Beach, where public transport options are sparse, would score low here. 
  • A town scoring a 10, for instance, Frankston, which is well-serviced by both buses and trains.

Local Economy

The Local Economy criterion measures the strength and diversity of the town’s economy, including job opportunities, business growth, and economic stability.

  • A town that scores a 1, would be Golden Beach, where the economy is largely stagnant, and job opportunities are scarce. 
  • A town that scores a 10, would be somewhere like Torquay, though not included in the top 10, is a coastal town with a strong local economy driven by tourism and retail, scoring a 10.

Outdoor Activities

Outdoor Activities evaluate the availability and variety of recreational options, such as beaches, parks, hiking trails, and water sports.

  • A town that scores a 1, for example, Point Cook, despite being near the coast, has limited outdoor recreational options, leading to a low score. 
  • A town that scores a 10 would be Inverloch, has abundant outdoor activities including surfing, fishing, and hiking.

Safety

Safety Measures the overall safety and security of the town, including crime rates and general community wellbeing.

  • A town that scores a 1, as such Hastings, for instance, has faced challenges with safety and crime, resulting in a low score. 
  • A town that scores a 10, like Flinders, a coastal town known for its tranquillity and low crime rate, would score highly in this category.

Housing Affordability

Housing Affordability evaluates the cost of purchasing or renting property in the town.

  • A town that scores a 1 would be Portsea, where property prices are among the highest in Victoria. 
  • A town that scores a 10 would be Corinella, a coastal town with relatively low property prices, scores highly for housing affordability.

Climate

Climate assesses the general weather patterns, including temperature, rainfall, and susceptibility to extreme weather events.

  • A town that scores a 1, for instance, Port Campbell, known for its rugged weather, might score low on this criterion. 
  • A town that scores a 10, for example Sorrento, which enjoys a temperate climate with warm summers and mild winters, would score a perfect 10 in this category.

Research: A Blend of Data and Local Insights

To give you the most genuine and useful insights on the 10 Best Coastal Towns in Victoria, I’ve combined solid data with the kind of local knowledge you can only gain by living in these communities. Having spent time in these coastal towns myself, I’ve discovered what makes each one special, from the tucked-away beachside cafés to the local events that bring neighbours together.

I started by gathering quantitative demographic data from reputable sources such as the Australian Bureau of Statistics (ABS), real estate reports from Domain and REA Group, and health services assessments from the Victorian Government’s Department of Health. These sources provided me with the raw numbers on things like housing affordability, healthcare availability, education, house prices and crime rates.

In each towns, i also visited local spots to get a feel for the community spirit and quality of life. For instance, in Port Fairy, I spent time at Rebecca’s Café, chatting with residents over a flat white to understand what they truly love about their town. In Apollo Bay, I found myself at the Apollo Bay Bakery, enjoying a famous scallop pie while discussing with locals the challenges of living in a town that swells with tourists in summer. 

Finally to ensure the rankings were comprehensive, I also reviewed articles from publications like The Age and The Geelong Advertiser, which provided insights into the latest developments, information, news, social and or trends in these coastal regions. Online forums and community groups on Facebook and Reddit were also invaluable in gathering local opinions and stories that might not be captured in formal reports. By combining this wealth of data with firsthand experiences and local knowledge, I was able to create a ranking that truly reflects what it’s like to live in each of the towns across Victoria

Conclusion

Whether you’re in search of a perfect retreat or a lively community, there’s a place on this list that could be the perfect fit for your next chapter.  Here’s my list of the Top 10 Coastal Towns in Victoria:

  1. Port Fairy – Total Score: 85/100
  2. Barwon Heads – Total Score: 84/100
  3. Lorne – Total Score: 82/100
  4. Anglesea – Total Score: 81/100
  5. Apollo Bay – Total Score: 79/100
  6. Torquay – Total Score: 78/100
  7. Inverloch – Total Score: 76/100
  8. Ocean Grove – Total Score: 75/100
  9. Wonthaggi – Total Score: 70/100
  10. Portland – Total Score: 68/100

Each of these towns has its own strengths and potential drawbacks. Whether you’re drawn to the artistic energy of Lorne or the serene beauty of Port Fairy, the decision ultimately depends on what you value most in a coastal lifestyle. I believe that with the right information and guidance, you can find the perfect town that aligns with your needs and dreams.

If you find yourself needing help to navigate the property market and secure your ideal home in one of these coastal gems, I highly recommend enlisting the services of a professional residential buyer’s agent. They can offer expert advice, local knowledge, and help you find the perfect property that meets your needs in one of these beautiful towns. After all, finding the right place to call home is one of the most important decisions you’ll make, and having an expert by your side can make all the difference.


Interested in somewhere more specific within Victoria

Try the Best 10 Suburbs to Live in Melbourne

Try the Best 10 Suburbs to Live in Geelong

Try the Best 10 Suburbs to Live in the Mornington Peninsula

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